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Product Manager – Fraud and Credit Risk

Ref: JO-2603-359992

  • Environment: Hybrid
  • Contract Type: Permanent
  • Starts: 2026-06-01
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Product Manager – Credit Risk & Fraud

Fintech | Data-driven | High impact

Join a fast-growing fintech building customer-first financial products at scale. This role sits at the core of how the business makes smart lending decisions and prevents fraud – balancing risk, growth, and customer experience.

You’ll partner closely with Data Science, Risk, Engineering, and Operations to shape how credit and fraud decisions are made across the full customer lifecycle.

Why this role

  • Own a business-critical product area tied to revenue and risk
  • Work in a highly data-driven environment with real ownership
  • Direct influence on customer approvals, fraud prevention, and decision speed

What you’ll do

  • Own and drive the roadmap for credit risk & fraud platforms
  • Improve how the business assesses creditworthiness and detects fraud
  • Identify gaps in performance using data (fraud trends, approval rates, losses)
  • Partner with Data teams to optimise models, rules, and decisioning systems
  • Lead delivery end-to-end – from problem definition to launch and optimisation
  • Balance risk appetite with customer experience (faster decisions, fewer false declines)
  • Manage integrations with data providers, internal systems, and compliance requirements

What they’re looking for

  • 5+ years Product Management experience in data-heavy environments
  • Experience in fintech, lending, credit risk, or fraud
  • Strong analytical mindset – comfortable working with metrics and performance data
  • Ability to work across technical and business stakeholders
  • Experience with decisioning systems, fraud tools, or similar platforms is a plus

Impact

You’ll play a key role in:

  • Reducing fraud and credit losses
  • Improving approval and conversion rates
  • Increasing automation and decision speed
  • Building more intelligent, scalable risk systems

Salt is acting as an Employment Agency in relation to this vacancy.

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Product Manager – Fraud and Credit Risk

  • South Africa, Cape Town
  • Tech Product, Technology
  • ZAR 1,200,000.00 - ZAR 1,500,000.00 per annum
  • Hybrid
  • Permanent

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Product Manager – Fraud and Credit Risk

  • South Africa, Cape Town
  • Tech Product, Technology
  • ZAR 1,200,000.00 - ZAR 1,500,000.00 per annum
  • Hybrid
  • Permanent

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