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Data Scientist – Credit Risk

Ref: JO-2609-363704

  • Environment: Hybrid
  • Contract Type: Permanent
  • Starts: 2026-12-01
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Decision Scientist | Credit Risk & Analytics

Our client is looking for a Decision Scientist to join a high-performing analytics team focused on driving smarter credit decisions through data.

You’ll work across the full model lifecycle, helping to develop, monitor, and enhance credit decisioning strategies that balance growth and risk.

Requirements:

  • 3+ years’ experience in a credit risk, lending, retail finance, or insurance environment
  • Experience with scorecard development, validation, and model monitoring
  • Strong SQL skills and proficiency in Python, R, SAS, or similar analytical tools
  • Background in decision optimisation, predictive modelling, or machine learning
  • Degree in Computer Science, Quantitative Analytics, Engineering, Mathematics, Statistics, or a related field

If you enjoy solving complex business problems with data and want to make a tangible impact in a fast-paced environment, Apply Now!

Salt is acting as an Employment Agency in relation to this vacancy.

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Data Scientist – Credit Risk

  • South Africa, Cape Town
  • Data, AI and Machine Learning, Technology
  • ZAR 960,000.00 - ZAR 984,000.00 per annum
  • Hybrid
  • Permanent

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Data Scientist – Credit Risk

  • South Africa, Cape Town
  • Data, AI and Machine Learning, Technology
  • ZAR 960,000.00 - ZAR 984,000.00 per annum
  • Hybrid
  • Permanent

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