Product Manager – Credit and Fraud

Product Manager – Credit Risk & Fraud

Location: Cape Town (Hybrid)

An exciting opportunity has opened within a fast-growing fintech ecosystem that is transforming how customers access responsible credit. This innovative business builds digital financial products used by thousands of customers and is known for its data-driven culture, strong product mindset, and collaborative environment.

The team is passionate about solving real-world financial problems through technology – creating products that are scalable, secure, and customer-focused. You’ll be working alongside highly skilled engineers, data scientists, and commercial teams who move quickly and value ownership, experimentation, and measurable impact.

This is a fantastic opportunity for someone who enjoys working in high-growth environments where product decisions directly influence business performance, customer experience, and risk strategy.

The Role

The company is looking for a Product Manager to lead the Credit Risk and Fraud product domain, focusing on how customers are assessed, how fraud is detected and prevented, and how risk decisions are automated and improved over time.

You will own the roadmap for key risk and fraud capabilities, helping the business balance responsible lending, strong fraud protection, and a seamless customer experience.

Working closely with engineering, data science, risk, compliance, and operations teams, you’ll drive product initiatives that reduce losses, improve decisioning speed, and strengthen the overall credit platform.

What You’ll Be Responsible For

• Owning the product vision and roadmap for credit risk and fraud capabilities

• Identifying opportunities to improve credit scoring, decisioning, identity verification, and fraud detection

• Working closely with data science and risk teams to improve models, policies, and signals

• Leading cross-functional teams to deliver impactful product improvements

• Defining clear success metrics such as fraud detection rates, approval rates, and credit performance

• Launching new solutions that reduce manual review, improve automation, and enhance decision quality

• Continuously analysing data and performance to refine and optimise the product

What They’re Looking For

• Product management experience within fintech, payments, lending, or risk platforms

• Strong understanding of data-driven product development

• Experience working with engineering and data teams in an agile environment

• Ability to translate complex risk or fraud problems into clear product solutions

• A strategic mindset with a focus on measurable outcomes and business impact

Why This Role

• Work on mission-critical financial products that directly impact customers

• Join a high-performing product and engineering environment

• Opportunity to shape the future of credit decisioning and fraud prevention

• Hybrid working model in Cape Town, one of the most inspiring tech hubs in South Africa

If you’re passionate about building intelligent financial systems and solving complex risk problems with technology, this role offers the opportunity to make a real impact in a fast-scaling fintech environment.

Salt is acting as an Employment Agency in relation to this vacancy.